ADP SmartCompliance® Wage Payments Module
Giving you an easier way to stay ahead of the payments evolution.

Wisely Pay by ADP™

The future of pay is here. Today's workforce is evolving and expecting more advanced pay options. Keeping up with the many ways your employees want to get paid can be difficult and time-consuming; let ADP help by putting you on the fast track to embrace the future of pay.

To help employers keep up with employees growing pay demands, their evolving demographics and working arrangements, Wisely Pay by ADP helps enable a fully electronic payment solution designed for nationwide compliance. Relying on best-in-class, wholly-owned technology built specifically to manage paycards allows for innovative enhancements. Our ADP Field Support team is there to help by providing customized onboarding, field training and ongoing program monitoring focused on achieving your electronic goals.

With Wisely Pay by ADP, employees have a new way to get paid that helps them save time and money on payday, obtain easy and fee-free access to cash*, shop and pay bills in store, by phone or online** and manage their account with myWisely app which provides financial guidance and wellness tools.

Wisely enables employers to better meet employee demands while reducing costs and minimizing the burden of their payroll staff.

Download our Paycard Vendor Evaluation Tool to help you evaluate various paycard offerings.

* fee-free access at 70,000 nationwide ATMs (see your fee scheduled for details and locations) as well as over the counter transactions at 99,000 in-network Visa®/Mastercard® banks, and cash back at point of sale at thousands of retail locations.)
** everywhere Visa and Mastercard are accepted.

Wisely Now by ADP™

Managing off-cycle or termination wage payments can be an inefficient and costly process that exposes your company to compliance risks. Wisely Now helps employers efficiently deliver an on-demand, electronically funded, employer-authenticated paper check to pay termination or off-cycle wages.

  • Compliant Termination Pay – Wisely Now applies a standard approach to on demand payments for use in all 50 states – even in states with stringent rules for immediate, same-day pay.
  • Web-based, On-demand Access – Manage funding accounts and view check status.
  • Instant Authorization and Check Generation – Instantly generate a check authorization code and write the code on the check to immediately activate.
  • Fraud Prevention – Automatic transmission of positive pay files to specified banks provides timely validation to tellers.
  • Check Management – Cancel, stop payment or re-issue checks, manage on-premises check inventory and re-order additional checks quickly and easily.
  • Multiple Bank Support – Employees can conveniently cash Wisely Now checks at the national bank printed on the check – without fees,* for final pay to-the-penny.

*For checks used in Hawaii, free encashment is available at First Hawaiian Bank after bank confirms validity through an ADP representative.

Advancing the Future of Pay by meeting the demands of the changing workforce!

Wisely Pay by ADP™ solutions not only help you move closer to 100% electronic pay, it allows you to give your employees more pay options, easy access to their pay and helps support their financial wellness.

Full-service direct deposit

Direct deposit helps virtually eliminate the need for paper checks by electronically depositing payroll funds directly into your employees’ accounts.

ADPCheck

Our industry-leading check disbursement option is backed by a dedicated and secure production and distribution center with 10 check fraud protection features. A single-source vendor allows the check to be quickly generated and sent precisely where it needs to go. The checks can also be personalized and include expanded check and earnings statements.

Electronic statements and self-service

While many payroll providers only allow online statements to be viewed by current employees, our wage payments solution gives both active and former employees secure anytime access to their pay, tax and Wisely pay card account information online and via myADP and the ADP® Mobile Solutions app.

Employer benefits

Reliability: A single resource allows you to handle all of your payroll options and helps reduce the burden of managing multiple vendors.

Efficiency: An electronic pay solution lets your payroll department easily monitor direct deposits, Wisely pay card activation and Wisely check authentication and completion.

Savings: An electronic pay solution gives you the ability to virtually eliminate printing and distribution expenses, especially with electronic pay statements.

Flexibility: Multiple electronic pay options, plus instant and off-cycle payments capabilities and the ability to split pay, help you meet your employees’ various payment needs.

Employee benefits

Experience a digital world: Both current and former employees can access and use electronic statements to track and view their pay, manage their pay through mobile capabilities (myADP and ADP® Mobile Solutions app) and have digital wallet functionality with an activated Wisely Pay by ADP pay card to pay bills or to make purchases online or at a store (Apple Pay® and Google® Pay).

Receive flexible ways to get paid: Multiple electronic pay options, plus instant and off-cycle payments capabilities and the ability to split pay, help employees get paid how they want to.

Reduce fees: By using their Wisely pay card or Wisely check, your employees' check-cashing and bill-payment fees may be reduced — and there's no charge to receive their pay on their Wisely pay card or to cash their self-issued payroll check.

Gain peace of mind: Direct deposit and the Wisely pay card let employees know that their money is automatically deposited, so they don't have to worry about getting paid on sick days, vacation days or during inclement weather.

Why ADP®?

Experience and distinction matter for a wage payments solution you can count on.

Get employees to join the payments evolution

Driving employee adoption is key for launching a successful 100 percent electronic pay program. We'll provide you with hands-on guidance from an ADP professional to help create the best adoption plan for your company. With the right deployment strategy, backed by a proven best-practices model, we'll help you promote and market to your employees with posters, launch letters, online flyers and more.

Who we pay

  • Process payroll for 26 million (1 in 6) workers in United States
  • In FY2017 ADP made 748+ million direct deposits valued at $899 billion
  • In FY2017 ADP loaded $11.8 billion to 3.6+ million active pay cards
  • Issued 77+ million checks valued at $52 billion

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The Wisely Pay by ADP paycard is issued by MB Financial Bank, N.A., Member FDIC, pursuant to licenses from Visa U.S.A. Inc. ADP is a registered ISO of MB Financial Bank. ADP, the ADP logo, ADP SmartCompliance, and ADP A more human resource are registered trademarks of ADP, LLC. Apple Pay is a registered trademark of Apple Inc. Google is a registered trademark of Google, Inc. All other marks are the property of their respective owners. Copyright © 2019 ADP, LLC. All rights reserved.

1. Some features require the cardholder to first pass additional validation.
2. The number of fee-free ATM transactions may be limited as reflected in the cardholder fee schedule.